If you want to buy a house, the chances are that you would prefer not to do it with a mortgage but that is often the reality that most people face. Certainly this is what you are going to do if you want to buy a home in Canada, you are going to need a Canadian mortgage.

If you live in Canada you might be aware of something called a guaranteed investment certificate. It means that as an investor, you can be sure that you are going to get a certain level of return within a specific time period. An example of this would be that you could look forward to getting 25% return on your investment within 5 years. As a result of GIC rates, the current state of the economy and the levels of uncertainty, you will see that there are more and more people that are investing in this type of thing.