I was wondering whether there might be anyone out there in the United States who has never heard of the American Dream. I doubt it. I believe wholeheartedly that home ownership is still at the very core of who we are. We not only have the “dream” of owning our own home, but most of us are still even willing to work for it. In recent times though, many Americans have had to watch their dream vanish and, for one reason or another, are left to ask the question – Do We No Longer Have An American Dream? Albert Einstein said once – “Try not to become a man of success, but rather a man of value.”

No matter what you think the loan modification process can be a difficult process. Yes, it is difficult to call your loan company, most likely, because you are ashamed. Do not let this stop you from trying to alleviate your problems. We all fall on hard times.

The Soldier and Sailor Civil Relief Act or SSCRA was signed by President Bush on December 2003. The point for this act was to set new legislation to simplify or ease both legal and economic burdens to military personnel whether active or retired.